[Seller Speak] How to raise funds for an online business

One of many things online sellers like me and you have to do to sustain his/ her start-up is to maintain a constant flow of money into the start-up either by managing cash flow or by constant external source of money or leading a lean start-up. But sometimes we as online sellers require funds for purchasing extra inventory due to holiday/festive session or for any other reason.

What are the options of raising money that we have?

External sources of money are hard to obtain but easy to get carried away with, one of things which rocketed ecommerce is venture capital funding. The best example of this is Flipkart.

However, going by the traditional route of bank financing is expensiveand time consuming. With ecommerce comes the need for easy   access to capital. Here is list of companies providing capital access to ecommerce Sellers at affordable rates and without much hassle:

1) SME Corner, has a tie-up with Flipkart.  It is an aggregator which connects you with the bank and also assists in getting bank financing at affordable rates.

2) Capital Assist by Snapdeal will enable its sellers to meet their growing working capital requirement as they scale their businesses with participation of banks and NBFC.

3) Capital Float: Bangalore Based start-up banker helping online sellers to scale their business requirement either by financing inventory or underwriting of receivables by paying seller on day one and working with ecommerce players to collect funds when seller settlement is due.

Editorial Note: This is for Informational Purpose only. We do not endorse the financial services of any institution. A seller must obtain a loan according to his own discretion.